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- We work with your current broker
- 10-30% reduced pricing over most current programs
- Broadened coverage on all lines of insurance (especially Educator’s Legal Liability)
- Risk Management program available to all policyholders through the outside law firm of Jackson Lewis, including a toll free hotline
- Expansion of coverage to specifically include Educational Wrongful Acts
- Fiduciary Liability Coverage on a shared aggregate basis via endorsement
- Punitive Damages Coverage where insurable, including most favorable venue wording
- Worldwide Coverage
- Third Party Liability coverage (as defined in the policy) at no additional premium
- Broad definition of claim including written demands for monetary or non-monetary relief and fact finding EEOC proceedings
- Broad definition of Insured including the Company, all employees and any leased employees
- Low deductibles and up to $25,000,000 in limits
- Coverage available for all CCA members regardless of size
- Blanket Waiver of Subrogation
- Broadened Advertising Injury
- Broadened Personal Injury
- Broadened Definition of Bodily Injury to Include Mental Anguish
- Favorable Billing Terms
- Access to free online risk management software that includes free posters, payroll stuffers, safety manuals, legal guidelines and regulatory information
- Easy Access to Underwriters
- A Rated Paper from Great American Insurance Company
- Consolidated Coverage with One Carrier for Easy Claims Handling and Reduced Pricing
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